Reward cards
We think you'll love these cards from our partners.
CK Editors’ Tips††: The right rewards credit card can help you get cash back on purchases, book a trip and gain crucial perks. Consider which rewards and perks match up with your habits, not just which card offers the most features overall.Read more
What to consider when choosing a rewards credit card
When shopping for a rewards credit card, keep in mind that rewards and perks only have value when you use them. While cards may promise plenty of points on purchases or high estimated values for their perks, you’re ultimately only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you’d like to put into maximizing a rewards program, and whether you want a cash back or travel rewards card.
When shopping for a rewards credit card, keep in mind that rewards and perks only have value when you use them. While cards may promise plenty of points on purchases or high estimated values for their perks, you’re ultimately only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you’d like to put into maximizing a rewards program, and whether you want a cash back or travel rewards card.
How we picked the best rewards credit cards
We selected the best rewards credit cards with a focus on cards that offer the chance to earn lots of rewards for spending in specific categories — like dining and groceries — and in straightforward ways, with cards that offer the same rewards rate on all purchases. Also, while many of the best rewards credit cards require good or excellent credit, we wanted to include a few options for those who are still building credit because rewards are available to people at many different levels of credit. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksWe selected the best rewards credit cards with a focus on cards that offer the chance to earn lots of rewards for spending in specific categories — like dining and groceries — and in straightforward ways, with cards that offer the same rewards rate on all purchases. Also, while many of the best rewards credit cards require good or excellent credit, we wanted to include a few options for those who are still building credit because rewards are available to people at many different levels of credit. Read more about our methodology for picking the best credit cards.
Great for maximizing travel rewards††
Great for maximizing travel rewards††
Chase Sapphire Preferred® Card
Rewards rate
1x - 5xPoints per dollarAnnual fee
$95Welcome bonus
60,000PointsEditors' bonus estimate
$834
Rewards rate
1x - 5x Points per dollar
Annual fee
$95
Welcome bonus
60,000 Points
Editors' bonus estimate
$834
- Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Great for no credit check††
Great for no credit check††
OpenSky® Plus Secured Visa® Credit Card
Rewards rate
10%Cash backAnnual fee
$0
Rewards rate
10% Cash back
Annual fee
$0
- No annual fee—keep more money in your pocket!
- No credit check to apply—Fast approval process, get your results quickly - Zero credit risk to apply!
Great for practical premium perks††
Great for practical premium perks††
Capital One Venture X Rewards Credit Card
Rewards rate
2x - 10xMiles per dollarAnnual fee
$395Welcome bonus
75,000MilesEditors' bonus estimate
$915
Rewards rate
2x - 10x Miles per dollar
Annual fee
$395
Welcome bonus
75,000 Miles
Editors' bonus estimate
$915
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Great for a low security deposit††
Great for a low security deposit††
First Latitude Elite Mastercard® Secured Credit Card
Rewards rate
1%Cash backAnnual fee
$29
Rewards rate
1% Cash back
Annual fee
$29
- Your Tax Refund Could be the Key to Improving Your Credit in 2025!¹
- Choose our First Latitude Elite Card for a Lower Annual APR!
Great for building credit††
Great for building credit††
First Latitude Assent Mastercard® Secured Credit Card
Rewards rate
1%Cash backAnnual fee
$0
Rewards rate
1% Cash back
Annual fee
$0
- A Tax Refund Could be an Opportunity to Improve Your Credit.¹
- Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
Great for simple cash back††
Great for simple cash back††
Capital One Quicksilver Cash Rewards for Good Credit
Rewards rate
1.5% - 5%Cash backAnnual fee
$0
Rewards rate
1.5% - 5% Cash back
Annual fee
$0
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
Great for high flat-rate cash back††
Great for high flat-rate cash back††
Wells Fargo Active Cash® Card
Rewards rate
2%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
2% Cash back
Annual fee
$0
Welcome bonus
$200
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo’s underwriting criteria
- Select "Continue" to take advantage of this offer and learn more about product features, terms and conditions.
Great for bonus cash back with some limits††
Great for bonus cash back with some limits††
Credit One Bank® Platinum X5 Visa®
Rewards rate
1% - 5%Cash backAnnual fee
$95
Rewards rate
1% - 5% Cash back
Annual fee
$95
- Earn 5% cash back rewards on the first $5,000 of eligible purchases of gas, grocery, internet, cable, satellite TV and mobile phone services each year, and then 1% thereafter
- Earn 1% cash back rewards on all other purchases
Great for high flat-rate travel rewards††
Great for high flat-rate travel rewards††
Capital One Venture Rewards Credit Card
Rewards rate
2x - 5xMiles per dollarAnnual fee
$95Welcome bonus
75,000MilesEditors' bonus estimate
$915
Rewards rate
2x - 5x Miles per dollar
Annual fee
$95
Welcome bonus
75,000 Miles
Editors' bonus estimate
$915
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
Great for rewards on everyday spending††
Great for rewards on everyday spending††
Wells Fargo Autograph® Card
Rewards rate
1x - 3xPoints per dollarAnnual fee
$0Welcome bonus
20,000PointsEditors' bonus estimate
$200
Rewards rate
1x - 3x Points per dollar
Annual fee
$0
Welcome bonus
20,000 Points
Editors' bonus estimate
$200
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo's underwriting criteria.
- Select "Continue" to take advantage of this offer and learn more about product features, terms and conditions.
More cards by category
Shop all cardsMore ways to browse cards
†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.